summary Summary

Large language models could expose businesses and government agencies to an unprecedented flood of appeals, lawsuits, and dismissals - and put an end to uncontrolled or unwanted cash flows.

The DoNotPay platform bills itself as "the world's first robot lawyer". It aims to help users with simple appeals such as parking tickets, canceling auto-renewing subscriptions, or even getting a marriage annulled.

A key feature of the platform is the search for "hidden money". These are payments that you may be entitled to, or that you're paying unnecessarily, but they're not on your radar, or you don't care because they're too small, or it's too much hassle to claim them manually.

This is where GPT-4 comes in with Auto-GPT, which is designed to automate not only the research, but all other actions for a report, claim or even a complaint.


GPT-4 as a personal finance manager

For the latter scenario, Joshua Browder, CEO of DoNotPay, has now integrated GPT-4 with Auto-GPT into a chat system under development for his platform. The system will be available as a ChatGPT plugin on the DoNotPay website and via iMessage.

For his test, Browder gave Auto-GPT access to all of his personal financial information, from bank accounts to credit reports to emails. The only task he gave the system was to "find me money.

The result: GPT-4 has earned about $218 so far as a financial manager. About $81 of that came from "unnecessary subscriptions" that GPT-4 offered to cancel.

Der DoNotPay-Chat in einer frühen Version. Über das Interface kann man automatisch seine Finanzen managen und GPT-4 etwa unnötige Abos kündigen lassen.
An early version of the DoNotPay chat. The interface allows users to automatically manage their finances and have GPT-4 cancel unnecessary subscriptions, for example. | Image: DoNotPay

For gyms, GPT-4 can even send digitally signed cancellation letters via a U.S. Postal Service API or automatically chat online with customer service representatives and submit a digital cancellation - including the push of a button.

AI finance manager with built-in legal support

But Auto-GPT (use cases) with GPT-4 didn't stop at simple cancellations: according to Browder, it found a bill for about $37 for in-flight Wi-Fi on a flight from London to New York.


The system asked Browder if the Wi-Fi was working properly. When he said no, the system automatically drafted a letter to the airline demanding a refund, citing the law. Using a bot, Browder sent the letter to the airline and received his money back within 48 hours.

GPT-4 also has negotiating skills, Browder says: It successfully negotiated a $100 refund and a 20 percent discount on his Comcast bill for the next three months due to outages. The system had rejected an initial offer of a $50-per-month discount. GPT-3 was more accommodating, according to Browder.

If automated advice, termination, and appeal systems become widespread, companies and government agencies could face a flood of legally sound appeals, lawsuits, and negotiations. This sounds ominous, but there is an obvious way out of this dilemma: AI systems that are even better at fighting back.

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  • The CEO of the cancellation and dispute platform "DoNotPay" gave Auto-GPT with GPT-4 access to his personal financial data.
  • The task: "Find me money". Within a day, the AI system allegedly saved about $218.
  • It suggested canceling unnecessary subscriptions, negotiated a discount with a cable provider, and demanded a refund from an airline for in-flight Wi-Fi that was not working.
Online journalist Matthias is the co-founder and publisher of THE DECODER. He believes that artificial intelligence will fundamentally change the relationship between humans and computers.
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